5 Best Banks in Poland

This section of the article will cover some of the best banks in Poland:

1. PKO Bank Polski

• PKO Bank Polski is the largest bank in Poland and has a wide range of products and services that cater to both individuals and businesses.
• The bank provides affordable rates for loans, mortgages, and deposits and has a solid reputation for providing excellent customer service. 
• Opening a bank account in Poland‘s PKO Bank Polski provides a range of solutions to businesses that include accounts, loans, and cash management services.
• PKO Bank Polski has over 1,200 branches across Poland, making it incredibly convenient for customers who need to withdraw cash or make payments.

2. Bank Pekao

• Bank Pekao is one of Poland’s oldest banks and has been operating since 1929. The bank provides services to individuals, small businesses, and corporate clients.
• It offers a range of products, such as loans, mortgages, credit cards, as well as investment services. 
• Additionally, Bank Pekao offers Internet banking services so that users can access additional banking services, control their accounts, and initiate payments from any location in the globe.

3. Santander Bank Polska

• Another one of the best Polish bank is the Santander Bank Polska which is a division of the massive Spanish banking group Banco Santander.
• The bank provides both individuals and companies with a large range of services, such as deposits, loans, mortgages, and investment products. 
• Santander Bank Polska has more than 500 branches and provides customers with 24/7 access to their accounts via online and mobile banking services.
• The bank is renowned for its dedication to providing excellent client service and its creative approach to banking.

4. mBank

• mBank is an online bank that prioritizes giving its clients a flawless online banking experience.
• The bank provides a number of financial services for both individuals and businesses, such as credit cards, loans, mortgages, and accounts. 
• mBank is known for its easy-to-use mobile app, which provides customers with instant access to their accounts, as well as features like mobile payments and money transfers.

5. ING Bank Śląski

• ING Bank Śląski is a subsidiary of the Dutch banking giant ING Group and has a significant presence in the Polish market which is another one of the best banks in Poland. 
• The bank provides services to both individuals and businesses and offers a range of products, such as accounts, loans, mortgages, credit cards, and investment services.
• ING Bank Śląski also offers online banking services that provide clients with 24/7 access to their accounts.

How to Choose the Best Bank in Poland?

Selecting the right bank in Poland depends on your specific needs and preferences.

Here are some simple factors to consider while choosing one of the best Polish banks:

1. Purpose of Banking: Determine whether you need the bank for personal use, like saving money or managing everyday expenses, or for business purposes, such as handling company transactions.
2. Accessibility and Convenience: Do you prefer physical branches or online services? If you prefer digital banking, look for banks like mBank or ING Bank Śląski, which have excellent online platforms. For traditional services, choose a bank with an extensive branch network, like PKO Bank Polski.
3. Available Services: Also, while choosing one of the banks in Poland, you must consider what services the bank offers. Are you looking for savings accounts, loans, investment opportunities, or international money transfers? Each bank specializes in different areas.
4. Fee Structure: Compare the costs associated with maintaining an account, such as monthly fees, transaction charges, and ATM withdrawal costs. Some banks may offer free accounts or lower fees if you meet certain conditions.
5. Customer Support: For expats or non-Polish speakers, having access to English-speaking customer service can be crucial. Banks like Santander Bank Polska and Bank Pekao S.A. often provide multilingual support.

Conclusion 

Choosing the right bank is a crucial step when setting up your business in Poland. Whether you’re looking for the convenience and innovation of banks like mBank and ING, or the stability and extensive services offered by PKO Bank Polski and Bank Pekao, Poland’s banking sector offers a wide range of options to suit the needs of every entrepreneur. From seamless online banking to tailored financial solutions for businesses, the best banks in Poland can provide the support you need to succeed.

Are you looking to register and grow your business in Poland? If you’re ready to register your business in Poland, our team of experts is here to guide you through every step of the process, including setting up your business bank account. Contact our business professionals today and let us help you lay the foundation for your success in Poland’s thriving business environment.